Bank Services


Our ATMs are located in St. Paris, Christiansburg and in Urbana as well as anywhere the Jeanie, MoneyStation, or PLUS logos are displayed. You no longer have to go to the bank during "Banker's Hours" to access your money.

Overdraft Protection

Never pay $30 for a bounced check again. Simply maintain a savings account with the bank and we will pay your overdrafts as long as you have the cash in your account. Don’t forget to sign up for this money saver the next time you are in the bank.

ID TheftSmart

Protect your identity and your credit with our ID Theft Protection and Credit Monitoring.

Direct Deposit

Now your paycheck can be automatically deposited for you at the bank. This will give you quicker and easier access to your cash. Direct Deposit combined with an ATM card and Internet Banking means you now have full access to your money, and the cash you need without making a trip to the bank.

Safe Deposit Box

Safety Deposit Boxes are located at the main office location to provide a safe place away from your home or office to store valuables which provide peace of mind of your most prized possessions.

We are here to service your needs

Explore some of our offerings

Browse some of our offerings for your personal or business needs!




Visit our personal accounts page to learn more about the services that best fit you




We offer services that best suit any of your business needs

Picture of bank employee showing check transaction with customer.