About FCNB

Our strong community ties lead us to emphasize personal service with a hometown touch. Our employees strive to generate an atmosphere that makes banking enjoyable. Whether you bank from home or frequent our convenient offices, you can always count on the First Central National Bank to provide "The technology you need and the service you deserve".

The roots of our financial institution run deep in the town of St. Paris. While we started as two separate banks the directors soon realized the benefits of pooling their resources. Through the history of the bank we have emphasized the importance of being a strong, independently owned community bank. Through good years and bad our leaders have managed to keep the integrity and respect of our local bank. Since the 1900's we have grown into surrounding communities making each new customer our friend and neighbor. As technology changes the face of banking, First Central National Bank continues to keep pace. With 3 new ATMs our customers now have 24-hour access to their money along with Internet Banking. This will allow you to access your accounts and pay your bills from the comfort of your home.

From the days of the Pony Wagons to the age of the Internet the First Central National Bank has always been here providing the technology you need and the service you deserve.

Our History

2022 - Urbana Branch Opened

2008 - New Christiansburg branch building

2000 - Internet Banking Virtual Branch Opened

1999 - Third drive thru window added at the main office

1997 - ATMs opened at two locations

1994 - Christiansburg branch moved to current location

1984 - West branch opened

1980 - Christiansburg branch opened

1970 - Bookkeeping rooms purchased and renovated

1965 - Loan Department purchased and renovated

1964 - Rosewood Ohio Branch opens

1935 - The two Banks merge to create The First Central National Bank

1906 - Central National Bank opens

1880 - First National Bank Opens doors

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Picture of bank employee showing check transaction with customer.