About FCNB.

The roots of First Central National Bank run deep in St. Paris. We began as two separate banks, but our directors soon saw the benefit of pooling their resources — and from the start, we've stayed committed to being a strong, independently owned community bank. Through good years and lean ones, our leaders have protected that independence and the trust it earns. Since the 1900s, we've grown into the surrounding communities, making each new customer a friend and neighbor.

As technology reshapes banking, we keep pace. Three new ATMs give our customers 24-hour access to their money, and Online Banking lets you check accounts and pay bills from home. But the technology has never been the point — our community ties run too deep for that. Our people work to make banking personal, and even enjoyable, whether you bank from your couch or stop by one of our convenient offices.

From the days of the Pony Wagons to the age of the Internet, First Central National Bank has always been here, providing the technology you need and the service you deserve.

Through the Years.

From our beginnings in St. Paris to the communities we serve today, First Central National Bank has grown through generations of local relationships, steady leadership, and trusted service.

1880

First National Bank opens its doors.

1906

Central National Bank opens.

1935

The two Banks merge to create The First Central National Bank.

1964

Rosewood Ohio Branch opens.

1965

Loan Department purchased and renovated.

1970

Bookkeeping rooms purchased and renovated.

1980

Christiansburg branch opened.

1984

West branch opened.

1994

Christiansburg branch moved to current location.

1997

ATMs opened at two locations.

1999

Third drive thru window added at the main office.

2000

Internet Banking Virtual Branch Opened.

2008

New Christiansburg branch building.

2022

Urbana Branch Opened.

2024

Drive-up ATM installed at Christiansburg Branch.

2025

Lobby Renovation at our Main Office.

READY WHEN YOU ARE

Start your next
chapter.

Open an account, apply for a loan, or simply stop by and say hello! Our hometown bankers are ready to help you find the right product for your needs!