Online Banking

Privacy Notice:

Federal law requires us to tell you how we collect, share, and protect your personal information. Our privacy policy has not changed and you may review our policy and practices with respect to your personal information at or we will mail you a free copy upon request if you call us at 937-663-4186.

Important Security Message:

First Central National Bank will never ask you to give out your account number or personal identification number (PIN) through email. Do not give out any personal information over the phone or via the Internet unless you know for certain whom you are providing information.

Default Banner

Come in and see us for all of your Ag lending needs. With over 100 combined years of Ag lending experience, our loan officers will find the right product to fit your needs.

» Learn More



                                         Be on the lookout for SCAMS!

When you get a random call that seems legit, but then they ask for something in return – your social security number or account number.  Your next move?  Hang up.

Thieves are using emails, texts, phone calls and digital ads to push everything from bogus charities to phony COVID-19 test kits to trick you in an attempt to separate you from your money.

        Avoid the unknown. Filter and block text messages and calls from unknown numbers

        Research legitimacy.  If you receive an offer from someone you don’t recognized, do some research before buying anything.

        Keep your info close.  In the wrong hands, your credit card or account number can be used maliciously.  Don’t give it out unless you’re sure you’re dealing with a real company or organization.

        Never click on suspect links.  Open a new browser tab and type in the URL or the company or organization.

        Take your time.  Scammers will push you to buy immediately, so you won’t have time to figure out they’re phonies.

 The First Central National Bank, your Community Bank, continues to provide quality service to our customers.  We are proud that our community bank has stayed the course and never jeopardized the resources of our depositors.  We are proud to be a part of this community.

The First Central National Bank is an independent community bank In St. Paris Ohio, serving our community since 1880. Our bank offers a full line of financial products and services ranging from traditional, interest bearing checking and savings accounts to modern day conveniences such as Direct Deposit, ATMs, and Internet Banking. Our loan department offers Mortgage, Farm, Auto, and personal loans. Our loan terms are designed to be competitive in today's market.

Our strong community ties lead us to emphasize personal service with a hometown touch. Our employees strive to generate an atmosphere that makes banking enjoyable. Whether you bank from home or frequent our convenient offices you can always count on the First Central National Bank to provide "The technology you need and the service you deserve".

First Central National Bank NMLS# 514553


 LEARN HOW TO CATCH A PHISH BEFORE IT CATCHES YOU!   We're here to help protect you from phone, email and text phishing scams.  See our lobby for more details!