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Online Banking

Privacy Notice:

Federal law requires us to tell you how we collect, share, and protect your personal information. Our privacy policy has not changed and you may review our policy and practices with respect to your personal information at or we will mail you a free copy upon request if you call us at 937-663-4186.

Important Security Message:

First Central National Bank will never ask you to give out your account number or personal identification number (PIN) through email. Do not give out any personal information over the phone or via the Internet unless you know for certain whom you are providing information.

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Come in and see us for all of your Ag lending needs. With over 100 combined years of Ag lending experience, our loan officers will find the right product to fit your needs.

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After 32 years of dedicated service to the First Central National Bank, Douglas R. Mosbarger, is setting his sights on a well-deserved retirement.

All of us at the First Central National Bank will miss Doug, and will never forget his contributions and dedication.

Please join us in wishing Doug all the best in his retirement.  The First Central National Bank would like to honor and appreciate his service on Monday, June 28th thru Wednesday, June 30th.  Please stop by the main office and wish him well.

 Douglas               Doug






 The First Central National Bank, your Community Bank, continues to provide quality service to our customers.  We are proud that our community bank has stayed the course and never jeopardized the resources of our depositors.  We are proud to be a part of this community.

The First Central National Bank is an independent community bank In St. Paris Ohio, serving our community since 1880. Our bank offers a full line of financial products and services ranging from traditional, interest bearing checking and savings accounts to modern day conveniences such as Direct Deposit, ATMs, and Internet Banking. Our loan department offers Mortgage, Farm, Auto, and personal loans. Our loan terms are designed to be competitive in today's market.

Our strong community ties lead us to emphasize personal service with a hometown touch. Our employees strive to generate an atmosphere that makes banking enjoyable. Whether you bank from home or frequent our convenient offices you can always count on the First Central National Bank to provide "The technology you need and the service you deserve".

First Central National Bank NMLS# 514553


 LEARN HOW TO CATCH A PHISH BEFORE IT CATCHES YOU!   We're here to help protect you from phone, email and text phishing scams.  See our lobby for more details!