Personal

The First Central National Bank offers a full line of checking accounts tailored to suit your individual needs. Take a look at our accounts below and find the one that is right for you!

Standard Checking Accounts

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Regular

Our personal checking account is designed to fit all our retail customers' needs. If you like unlimited check writing and a low monthly fee this account is for you.

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College Student

With a student budget in mind this account offers all the same great benefits as our regular account, but at a reduced rate.

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Senior Citizens

As a reward for making it to retirement we offer our distinguished seniors this free checking account. (65 years old or older)

Our N.O.W. Accounts

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Regular

With a $1000.00 minimum balance, this Now account pays you to have your checking account at FCNB. See our rates.

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Super

With a $2500.00 minimum balance, you can earn even more interest, and enjoy the benefits of our regular checking account. The best of both worlds. See our rates.

Specialized Accounts

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Money Market Investment

With a $2500.00 balance our money market account pays a very competitive interest rate. See our rates.

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Health Savings Accounts

For individuals who would like to use tax free money to help cover the cost of medical expenses throughout the year, our HSA account offers convenience and flexibility.

Checking Account Fees

Account
Minimum
Deposit to Open
Monthly Service Fee or
Balance Requirement
Unlimited
Check Writing
Interest
Bearing
$100.00
$5 Monthly Fee
Yes
No
$100.00
No Monthly Fee
Yes
No
$100.00
$3.50 Monthly Fee
Yes
No
Money Market Investment
$2,500.00
No Monthly Fee
Yes
Yes
Health Savings Accounts (HSA)
$100.00
No Monthly Fee
5 per Month
Yes
NOW Checking
$1,000.00
$1,000 Minimum
Yes
Yes
Super NOW Checking
$2,500.00
$2,500.00 Minimum
Yes
Yes

Get Started Today

We want to help you find the right product that serves your needs, we'd love for you to get started with us today!

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