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Online Banking

Privacy Notice:

Federal law requires us to tell you how we collect, share, and protect your personal information. Our privacy policy has not changed and you may review our policy and practices with respect to your personal information at or we will mail you a free copy upon request if you call us at 937-663-4186.

Important Security Message:

First Central National Bank will never ask you to give out your account number or personal identification number (PIN) through email. Do not give out any personal information over the phone or via the Internet unless you know for certain whom you are providing information.

Bank Services

At The First Central National Bank serving you is our TOP priority. That is why we strive to offer convenient financial services, using the latest technology. We provide you with the service you deserve.


Our ATMs are located in St. Paris and Christiansburg as well as anywhere the Jeanie, MoneyStation, or PLUS logos are displayed. You no longer have to go to the bank during "Banker's Hours" to access your money.

Overdraft Protection

Never pay $30 for a bounced check again. Simply maintain a savings account with the bank and we will pay your overdrafts as long as you have the cash in your account. Don’t forget to sign up for this money saver the next time you are in the bank.

ID TheftSmart

Protect your identity and your credit with our ID Theft Protection and Credit Monitoring.

Direct Deposit

Now your paycheck can be automatically deposited for you at the bank. This will give you quicker and easier access to your cash. Direct Deposit combined with an ATM card and Internet Banking means you now have full access to your money, and the cash you need without making a trip to the bank.

Mailing Address:
103 S. Springfield St.
PO Box 730
St. Paris, OH 43072
Routing Number: 044107163

Other Services Include:

  • Safe Deposit Box
  • ACH
  • Wire Transfer