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DEPOSIT RATES
See Our Rates.
View current deposit rates and find the account that fits your needs. Whether you’re saving for everyday goals or planning for the future, we make it easy to compare options and choose what works best for you.
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Rates
Effective September 1, 2026
Certificates of Deposit**
182 Days
1.82%
1.80%
Daily
$1,000.00
12 Months
1.87%
1.85%
Daily
$1,000.00
12 Months - Special
3.41%
3.35%
Daily
$1,000.00
15 Months
2.02%
2.00%
Daily
$1,000.00
18 Months
2.07%
2.05%
Daily
$1,000.00
24 Months
2.12%
2.10%
Daily
$1,000.00
30 Months
2.22%
2.20%
Daily
$1,000.00
48 Months
2.28%
2.25%
Daily
$1,000.00
60 Months
2.33%
2.30%
Daily
$1,000.00
Other Deposit Accounts**
N.O.W. Checking
0.50%
0.50%
Daily
$1,000.00
Money Market****
0.65%
0.65%
Daily
$2,500.00
Super N.O.W.****
0.70%
0.70%
Daily
$2,500.00
Business Plus****
0.70%
0.70%
Daily
$1,000.00
Statement Savings
0.25%
0.25%
Daily
$50.00
Kids Savers
0.25%
0.25%
Daily
$25.00
Christmas Club
0.25%
0.25%
Daily
$5.00
Minimum Opening Balance
Health Savings Account
0.50%
0.50%
Daily
$1.00 - $2,999.99
0.60%
0.60%
Daily
$3,000.00 - $9,999.99
0.75%
0.75%
Daily
$10,000.00 or more
* The renewal rate will default to the current rate as the regular 12 Months CD.
** A penalty will be required for early withdrawal.
*** The interest rate and annual percentage yield may change. Fees or other conditions could reduce the earnings on these accounts.
**** If the balance of these accounts is from $1.00 to $2,499.99, the rate reverts back to regular N.O.W. rates. This would mean an Annual Percentage Yield of 0.50% with a rate of 0.50%
A.P.Y. means Annual Percentage Yield
Rates subject to change at any time.
Call us at 937-663-4186 for more information.
** A penalty will be required for early withdrawal.
*** The interest rate and annual percentage yield may change. Fees or other conditions could reduce the earnings on these accounts.
**** If the balance of these accounts is from $1.00 to $2,499.99, the rate reverts back to regular N.O.W. rates. This would mean an Annual Percentage Yield of 0.50% with a rate of 0.50%
A.P.Y. means Annual Percentage Yield
Rates subject to change at any time.
Call us at 937-663-4186 for more information.
READY WHEN YOU ARE
Start your next
chapter.
Open an account, apply for a loan, or simply stop by and say hello! Our hometown bankers are ready to help you find the right product for your needs!
