EXPLORE LOAN OPTIONS

Business Loans.

From everyday operating needs to long-term growth, First Central National Bank offers flexible business lending solutions built around your goals. Our local lenders take the time to understand your business and help you find the right financing option.

Locally owned & operated
Decisions made locally
Loans kept and serviced here
Banking on a first-name basis
AGRICULTURAL LENDING

Farm Mortgage Loans

Whether you’re purchasing farmland, expanding your operation, or refinancing existing property, First Central National Bank offers farm mortgage financing with local service and practical guidance from start to finish.

Farmland & Property

Financing for land purchases, farm expansion, and agricultural property needs.

Local Lending Support

Work with lenders who understand agriculture, business, and your community.

EXPLORE OTHER BUSINESS LOANS

Business Loan Options.

Whether you’re managing everyday expenses, investing in equipment, expanding your business, or supporting your farm operation, First Central National Bank offers lending options with local service and flexible financing.

Multi-Purpose Loans

Flexible financing for a wide range of business and personal lending needs.

Cars, trucks, boats, and recreational vehicles.
Home repairs and property improvements.
Debt consolidation or major expenses.
Farm Machinery Loans

Financing to help purchase, replace, or upgrade essential farm equipment.

Tractors, combines, and farm equipment.
Equipment upgrades and replacements.
Flexible terms for your operation.
Investment & Commercial Loans

Business financing designed to support growth, operations, and commercial investment.

Inventory purchases and cash flow needs.
Business expansion or improvements.
Commercial property and investment opportunities.
LOAN OFFICERS

Our Lending Team.

Sara C. Thomas
AVP / Sr. Loan Officer

6 Years with FCNB

NMLS ID # 1953569
Wanda K. Everett
Cashier & Loan Officer

34 Years with FCNB

NMLS ID # 1729223
Ryan M. Stradling
Assistant Cashier & Loan Officer

4 Years with FCNB

NMLS ID # 1231273
Ashley N. Shadoan
Assistant Cashier & Loan Officer

6 Years with FCNB

NMLS ID # 2476680
READY WHEN YOU ARE

Start your next
chapter.

Open an account, apply for a loan, or simply stop by and say hello! Our hometown bankers are ready to help you find the right product for your needs!