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PERSONAL BANKING
Personal Savings.
Whether you're setting money aside for a rainy day, saving for a child's future, or planning for retirement — we have a savings option designed for your goals.
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EXPLORE ACCOUNT OPTIONS
Savings Account Options.
Simple, accessible savings accounts for every stage of life.
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Statement Savings
Earn a good return while keeping your money accessible. Three free withdrawals per month.
Competitive interest rate.
3 free withdrawals/month.
Pairs with checking.
Kids Savers Account
Teach kids the value of saving early. Same great rate and terms as our Statement Savings.
Competitive interest rate.
3 free withdrawals/month.
Builds savings habits early.
Certificates of Deposit
Get a higher return than a standard savings account. A safe, fixed-rate way to grow your money.
Higher rate than savings.
Fixed rate for your term.
Multiple terms available.
Individual Retirement Account
Plan for retirement with a fantastic interest rate and tax advantages tailored to your goals.
Traditional & Roth options.
Tax advantages.
Personalized guidance.
Rates
Effective September 1, 2026
Certificates of Deposit**
182 Days
1.82%
1.80%
Daily
$1,000.00
12 Months
1.87%
1.85%
Daily
$1,000.00
12 Months - Special
3.41%
3.35%
Daily
$1,000.00
15 Months
2.02%
2.00%
Daily
$1,000.00
18 Months
2.07%
2.05%
Daily
$1,000.00
24 Months
2.12%
2.10%
Daily
$1,000.00
30 Months
2.22%
2.20%
Daily
$1,000.00
48 Months
2.28%
2.25%
Daily
$1,000.00
60 Months
2.33%
2.30%
Daily
$1,000.00
Other Deposit Accounts**
N.O.W. Checking
0.50%
0.50%
Daily
$1,000.00
Money Market****
0.65%
0.65%
Daily
$2,500.00
Super N.O.W.****
0.70%
0.70%
Daily
$2,500.00
Business Plus****
0.70%
0.70%
Daily
$1,000.00
Statement Savings
0.25%
0.25%
Daily
$50.00
Kids Savers
0.25%
0.25%
Daily
$25.00
Christmas Club
0.25%
0.25%
Daily
$5.00
Minimum Opening Balance
Health Savings Account
0.50%
0.50%
Daily
$1.00 - $2,999.99
0.60%
0.60%
Daily
$3,000.00 - $9,999.99
0.75%
0.75%
Daily
$10,000.00 or more
* The renewal rate will default to the current rate as the regular 12 Months CD.
** A penalty will be required for early withdrawal.
*** The interest rate and annual percentage yield may change. Fees or other conditions could reduce the earnings on these accounts.
**** If the balance of these accounts is from $1.00 to $2,499.99, the rate reverts back to regular N.O.W. rates. This would mean an Annual Percentage Yield of 0.50% with a rate of 0.50%
A.P.Y. means Annual Percentage Yield
Rates subject to change at any time.
Call us at 937-663-4186 for more information.
** A penalty will be required for early withdrawal.
*** The interest rate and annual percentage yield may change. Fees or other conditions could reduce the earnings on these accounts.
**** If the balance of these accounts is from $1.00 to $2,499.99, the rate reverts back to regular N.O.W. rates. This would mean an Annual Percentage Yield of 0.50% with a rate of 0.50%
A.P.Y. means Annual Percentage Yield
Rates subject to change at any time.
Call us at 937-663-4186 for more information.
READY WHEN YOU ARE
Start your next
chapter.
Open an account, apply for a loan, or simply stop by and say hello! Our hometown bankers are ready to help you find the right product for your needs!
