Error, press "Submit" to continue.

Online Banking

Privacy Notice:

Federal law requires us to tell you how we collect, share, and protect your personal information. Our privacy policy has not changed and you may review our policy and practices with respect to your personal information at or we will mail you a free copy upon request if you call us at 937-663-4186.

Important Security Message:

First Central National Bank will never ask you to give out your account number or personal identification number (PIN) through email. Do not give out any personal information over the phone or via the Internet unless you know for certain whom you are providing information.


Karen R. Hart

President and CEO

Curtis Blake

Vice President and
Senior Loan Officer

24 years with FCNB
Karen is in charge of investments and personnel for the bank.

36 years with FCNB
Curtis is the manager of all lending operations.

NMLS ID # 1994074

NMLS ID # 531625

Wanda Everett

Loan Officer

Sara Nave

Loan Officer

30 years with FCNB

2 years with FCNB

NMLS ID # 1729223

NMLS ID # 1953569