Welcome to St. Paris Express!  

  Provided by the First Central National Bank 

We will be closed on Monday, October 10th in observance of Columbus Day!

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The First Central National Bank, your Community Bank, continues to provide quality service to our customers.  We are proud that our community bank has stayed the course and never jeopardized the resources of our depositors.  We are proud to be a part of this community. Please remember.....First Central National Bank will never ask you to give out your account number or personal identification number (PIN) through email.  Do not give out any personal information over the phone or via the Internet unless you know for certain whom you are providing information.

The First Central National Bank is an independent community bank In St. Paris Ohio, serving our community since 1880. Our bank offers a full line of financial products and services ranging from traditional, interest bearing checking and savings accounts to modern day conveniences such as Direct Deposit, ATMs, and Internet Banking. Our loan department offers Mortgage, Farm, Auto, and personal loans. Our loan terms are designed to be competitive in today's market. 

Our strong community ties lead us to emphasize personal service with a hometown touch. Our employees strive to generate an atmosphere that makes banking enjoyable. Whether you bank from home or frequent our convenient offices you can always count on the First Central National Bank to provide "The technology you need and the service you deserve".

Starting October 1, 2011 click here for ACH and direct deposit activities.

 

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012.  This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000.00 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest.  It also includes Interest on Lawyers Trust Accounts (IOLTA'S).  It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.